By Naseer Ahmad · Pak Telecom Guide, Islamabad
The helpline number and contact details in this guide were verified on my own NayaPay account on 8 August 2026. Charges and policies can change - verify the latest with the provider before taking action.
NayaPay Pakistan ke sab se popular mobile wallets mein se ek hai - is ke 50 lakh (5 million) se zyada users hain jo money transfer, bill payment aur Visa debit card services use karte hain. Jab account mein koi problem aaye - payment atak jaye, card block ho, ya koi fraud ho jaye - to foran customer support se rabta karna zaroori hota hai. Lekin bohat se users ko NayaPay ka sahi helpline number nahi pata hota aur woh ghalat numbers par time waste karte hain.
Is guide mein main aap ko NayaPay ke tamam official contact numbers, email, in-app chat ka tareeqa, fraud reporting ka method aur complaint escalate karne ka poora process bataunga - sab kuch ek jagah, Roman Urdu mein. Yeh sab details maine NayaPay ki official website aur app se khud verify ki hain.
NayaPay Customer Support Kya Hai Aur Kab Zaroorat Parti Hai?
NayaPay ek Electronic Money Institution (EMI) hai jo State Bank of Pakistan (SBP) se licensed hai. Is ka matlab hai ke aap ka paisa regulatory protection ke andar hota hai aur company ke paas ek proper customer complaint system hona lazmi hai.
Aap ko NayaPay customer care ki zaroorat in situations mein par sakti hai:
- Money transfer fail ho jaye lekin balance kat jaye (pending transaction)
- Visa debit card kho jaye, block karna ho ya PIN change karna ho
- Account verify (biometric/CNIC) mein masla aaye
- App login ya MPIN reset ki zaroorat ho
- Koi ghalat ya fraud transaction ho jaye
- International remittance receive na ho
- Bill payment double charge ho jaye
NayaPay ka support system 24 ghante, 7 din available hai - yani raat ke 2 baj bhi problem ho to aap call kar sakte hain. Yeh baat JazzCash aur Easypaisa ke muqable mein ek bara plus point hai kyunke aap ko kisi office timing ka intezar nahi karna parta.
NayaPay ke Tamam Official Contact Numbers aur Details
Neeche di gayi table mein NayaPay ke tamam verified contact channels hain. Yeh numbers maine NayaPay ki official contact page se liye hain:
| Contact Type | Detail | Availability |
|---|---|---|
| Pakistan Helpline | +(92 21) 111-222-729 | 24/7 |
| UK Helpline | +44 20 7183 0911 | UK users ke liye |
| International Helpline | +1 650 468 2078 | Overseas users ke liye |
| NayaPay ka outbound call | +(92 21) 38400729 | Agar yeh number call kare to yeh asli NayaPay hai |
| Support Email | support@nayapay.com | Har waqt bhej sakte hain |
| In-App Chat | NayaPay app ke andar | 24/7 |
| Website Contact Form | nayapay.com/contact | Har waqt |
| Head Office | 2nd Floor, 14 Ali Block, New Garden Town, Lahore - 54000 | Office hours |
| Registered Office | 10th Floor, Lakson Square Building 3, Sarwar Shaheed Road, Karachi - 74200 | Office hours |
Important note: NayaPay ne apni official website par clearly likha hai ke agar aap ko +(92 21) 38400729 se call aaye to woh asli NayaPay hai - befikar ho kar receive karein. Is se fake calls aur asli calls mein farq karna asaan ho jata hai.
NayaPay Helpline Par Call Karne Ka Tarika: Step-by-Step
Step 1: Sahi Number Dial Karein
Apne mobile se +(92 21) 111-222-729 dial karein. Agar aap Pakistan mein hain to seedha 021-111-222-729 bhi dial kar sakte hain. Yeh Karachi ka landline number hai, is liye call par normal network charges apply ho sakte hain - free toll number nahi hai, lekin charges mamooli hote hain.
Step 2: Voice Menu Follow Karein
Call connect hone ke baad automated voice menu (IVR) chalega. Yahan:
- Language select karein (Urdu ya English)
- Apne masle ki category choose karein - jaise account issue, card issue, ya fraud report
- Menu options company waqt ke saath change kar sakti hai, is liye voice instructions ko ghor se sunein aur wohi option select karein jo aap ke masle se match kare
- Agent se connect hone mein kuch minutes lag sakte hain - rush hours (shaam 6-10 baje) mein wait thora zyada hota hai
Step 3: Agent Ko Complete Details Dein
Jab agent connect ho jaye to yeh details pehle se tayyar rakhein:
- Aap ka registered mobile number (jo NayaPay account ke saath link hai)
- Transaction ID ya receipt screenshot (agar payment ka masla hai)
- Tareekh aur waqt jab transaction hui
- Amount (Rs.)
- Masle ki short description
Security warning: NayaPay ka asli agent kabhi bhi aap se MPIN, OTP, password ya CNIC ki photo nahi maangega. Agar koi call kar ke yeh cheezein maange to samajh jayein ke yeh fraud call hai aur foran call kaat dein.
NayaPay App se In-App Chat Ka Tarika
Agar aap call karne ke bajaye likh kar baat karna chahte hain to in-app chat sab se acha option hai. Steps yeh hain:
- Apne phone mein NayaPay app open karein (Android ke liye Play Store aur iPhone ke liye App Store se download karein)
- Apna MPIN daal kar login karein
- Home screen par menu ya Help / Support section mein jayein
- Chat with us ya support option par tap karein
- Apna masla likhein - screenshot attach karne ka option bhi milta hai
- Support team ka jawab wait karein; complex maslon mein 24-48 ghante lag sakte hain
Tip: In-app chat ka sab se bara faida yeh hai ke aap ka account automatically detect ho jata hai, is liye baar baar apna number batane ki zaroorat nahi parti. Agar aap ka account abhi bana nahi to pehle hamari NayaPay account banane ki complete guide parh lein.
Email se Rabta Karne Ka Tarika (support@nayapay.com)
Email tab use karein jab aap ko detailed likhna ho ya documents attach karne hon. Steps:
- Apna email app (Gmail ya koi bhi) open karein
- New email likhein aur To field mein support@nayapay.com daalein
- Subject mein apna masla short likhein - jaise "Failed transaction - Rs. 5,000 - Transaction ID XYZ"
- Body mein poori detail likhein: registered mobile number, tareekh, amount, aur masle ki wazahat
- Screenshots ya receipts attach karein (lekin CNIC ki poori photo ya MPIN kabhi na bhejein)
- Send karein aur jawab ka wait karein - aam tor par 24-72 ghanton mein response aata hai
Email likhne ka golden rule: Jitni zyada clear aur complete information pehli email mein denge, utni jaldi masla hal hoga. Har email ka ek hi subject thread rakhein taake support team aap ka case track kar sake.
Fraud ya Scam Report Kaise Karein?
Agar aap ke saath koi fraud hua hai - ghalat banda paise maang raha ho, fake NayaPay agent call kare, ya koi aap ka account misuse kare - to foran yeh steps lein:
- +(92 21) 111-222-729 par call karein - NayaPay users fraud report ke liye kabhi bhi, 24/7 call kar sakte hain
- Agent ko fraud ki poori detail dein: number jis se call/SMS aaya, amount, tareekh
- Apna card aur account temporary freeze karwa dein agar zaroorat ho - yeh app se bhi khud ho sakta hai (Card section mein ja kar Freeze karein)
- Screenshot aur call records save rakhein - yeh evidence ke tor par kaam aate hain
Agar aap NayaPay user nahi hain lekin kisi NayaPay user ne aap ke saath fraud kiya hai, to apni apni bank ya wallet provider ko report karein - woh dedicated channels ke zariye investigation aage barhate hain.
Yaad rakhein: NayaPay kabhi bhi call kar ke aap se OTP, MPIN ya password nahi maangta. Jo bhi yeh maange woh fraudster hai. Pakistan mein mobile wallet frauds barh rahe hain is liye hamesha chokanna rahein.
Transaction Dispute: App ke Dispute Center ka Istemal
Agar koi payment fail hui ho lekin balance kat gaya ho, ya ghalat bande ko paise chalay gaye hon, to NayaPay app mein Dispute Center use karein:
- NayaPay app mein login karein
- Transaction history mein ja kar problem wali transaction select karein
- Transaction detail page par Report an issue ya dispute option par tap karein
- Masle ki type select karein (failed payment, wrong transfer, duplicate charge waghaira)
- Required details submit karein - aap ko ek dispute/ticket number milega
- Yeh number save rakhein; isi se aap apne case ki status track kar sakte hain
Failed transactions mein aam tor par 24-72 ghanton mein amount wapas (reversal) ho jata hai agar dispute valid ho. Bank-side delays ki wajah se kabhi kabhi 5-7 working days bhi lag sakte hain.
Complaint Hal Na Ho To Kya Karein? (SBP Escalation)
NayaPay State Bank of Pakistan se licensed EMI hai, is liye agar aap ki complaint NayaPay support se hal na ho to aap ke paas official escalation options hain:
| Escalation Step | Kahan Rabta Karein | Kab |
|---|---|---|
| Step 1 | NayaPay helpline +(92 21) 111-222-729, email ya in-app chat | Pehle hamesha yahan se shuru karein |
| Step 2 | SBP ka Sunwai portal - sunwai.sbp.org.pk (web aur app dono par available) | Agar NayaPay se jawab na aaye ya solution satisfactory na ho |
| Step 3 | Banking Mohtasib Pakistan - Shaheen Complex, M. R. Kiyani Road, Karachi | Bari financial complaints ke liye |
SBP Consumer Protection Department ki email cpd.helpdesk@sbp.org.pk hai. Complaint escalate karte waqt apna NayaPay complaint/ticket number zaroor likhein taake pata chale ke aap ne pehle company ke andar se masla uthaya tha.
Common Problems Aur Unke Solutions
| Problem | Solution |
|---|---|
| Helpline busy ya wait zyada hai | In-app chat use karein ya subah 9-11 baje call karein jab rush kam hota hai |
| Paise kate lekin transfer fail ho gaya | App mein Dispute Center se transaction dispute file karein; 24-72 ghante mein reversal expect karein |
| Card kho gaya ya chori ho gaya | App se foran card Freeze karein, phir helpline par naye card ki request karein |
| MPIN bhool gaye | App ke login screen par MPIN reset option use karein; agar account lock ho to helpline call karein |
| Koi OTP ya MPIN maang raha hai call par | Yeh 100% fraud hai - call kaat dein aur +(92 21) 111-222-729 par fraud report karein |
| Email ka jawab nahi aaya | 72 ghante wait karein; phir helpline call kar ke apna email reference number batayein |
| International number se rabta karna hai | +1 650 468 2078 (International) ya +44 20 7183 0911 (UK) use karein |
Aksar Poochay Janay Walay Sawalat (FAQ)
NayaPay ka helpline number kya hai?
NayaPay ka official helpline number +(92 21) 111-222-729 hai jo Pakistan ke liye 24/7 available hai. Overseas users +1 650 468 2078 (International) ya +44 20 7183 0911 (UK) par call kar sakte hain.
NayaPay helpline par call karne ka charge kitna hai?
Yeh ek Karachi landline (021) number hai, is liye aap ke network ke normal call charges apply hote hain. Koi extra premium charge nahi lagta. In-app chat aur website contact form bilkul free hain.
NayaPay complaint kitne din mein hal hoti hai?
Simple masle (password reset, card freeze) call par usi waqt hal ho jate hain. Transaction disputes mein aam tor par 24-72 ghante lagte hain, aur complex cases mein 5-7 working days. Apna ticket number hamesha note karein taake follow-up kar saken.
Kya NayaPay ka agent mujh se OTP ya MPIN maang sakta hai?
Nahi, kabhi nahi. NayaPay ya koi bhi licensed wallet company aap se OTP, MPIN, password ya CNIC photo call par nahi maangti. Agar koi maange to woh fraudster hai - call kaat kar foran helpline par report karein.
Mazeed Parhein (Related Guides)
- How to Create NayaPay Account in Pakistan 2026 - Complete Step by Step Guide
- How to Check JazzCash Balance in 2026: USSD Code, App and SMS Methods
- How to Create a JazzCash Account: Complete Step-by-Step Guide for Beginners
- How to Send Money via JazzCash: Transfers, Jazz-to-JazzCash and HBL App
- How to Change JazzCash Number: Complete Guide to Updating Your Mobile Account
- How to Change Your Easypaisa Mobile Number: Official Support Process
- How to Update CNIC Details in Easypaisa: Complete Step-by-Step Guide 2026
Natija (Conclusion)
NayaPay ka customer support Pakistan ke mobile wallets mein sab se accessible hai - 24/7 helpline +(92 21) 111-222-729, email support@nayapay.com, in-app chat aur website contact form. Fraud ki surat mein bhi yehi helpline sab se pehla qadam hai. Agar aap ka masla company level par hal na ho to SBP ka Sunwai portal aap ka official right hai.
Bas ek baat hamesha yaad rakhein: apna MPIN, OTP ya password kisi ko kabhi na dein - chahe woh khud ko NayaPay ka agent hi kyun na kahe. Latest numbers aur policies ke liye hamesha NayaPay ki official website confirm karein kyunke contact details waqt ke saath update ho sakti hain.






